HOW IT WORKS Note: Loan options subject to state availability

Online in two easy steps
Receive instant conditional approval**
Funds deposited into your account next business day*
Based on your payment schedule
  • Licensed in Your State
  • Same Day Funding
  • Installment Loans

Installment Loan

A medium-term loan, usually with a higher principal amount, that is repaid gradually in installments over 1 to 6 months. The loan may be repaid early at any time with no repayment charges. Exact amounts and terms vary by state.

Loan Application Requirements

You must meet the following requirements to become eligible to receive loan Funding from eMoneyUSA.

  • Have an active checking account
  • Have been employed for at least one month
  • Must be a US citizen or permanent resident
  • Must be at least 18 years of age

Loan Funding schedule

Generally, loans approved before 5:00pm CT will be funded next day if using ACH.

Generally, loans approved after 5:00pm CT Friday will be funded Monday if using ACH.

Generally, loans approved preceding a Federal Holiday will be funded next business day.