Note: Loan options subject to state availability.

Installment Loan

A medium-term loan, usually with a higher principal amount, that is repaid gradually in installments over 1 to 6 months. The loan may be repaid early at any time with no prepayment charges. Exact amounts and terms vary by state.

Online in two easy steps
Receive instant conditional approval**
Funds deposited into your account next business day*
Based on your payment schedule
Loan Application Requirements

You must meet the following requirements to become eligible to receive loan funding from eMoneyUSA.

  • Have an active checking account
  • Have been employed for at least one month
  • Must be a US citizen or permanent resident
  • Must be at least 18 years of age
Loan Funding Schedule

Generally, loans approved before 5:00 PM CT will be funded next day if using an ACH.

Generally, loans approved after 5:00 PM CT Friday will be funded Monday if using an ACH.

Generally, loans approved preceding a federal holiday will be funded next business day.

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